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Morses Club Limited
Legal entity: Morses Club Limited
FCA register status: Authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.
Companies House 06793980, incorporated January 2009 — this company is administration.
This company is administration at Companies House. The decisions below still stand as a record of what was decided, but the business behind them may no longer be trading, and any current customers may now be dealt with by a different entity.
282banking decisions
55.3%uphold rate
126not upheld
What this firm loses on
| Issue | Decisions | Upheld | Uphold rate |
|---|---|---|---|
| Irresponsible lending | 267 | 152 | 56.9% |
| Credit file reporting | 79 | 70 | 88.6% |
The official record
What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.
| Source | Period | Upheld | Opened | Closed | New cases |
|---|---|---|---|---|---|
| FOS | 2023-H1 | 51.6% | — | — | 105 |
| FOS | 2022-H2 | 67.4% | — | — | 887 |
| FOS | 2022-H1 | 57.2% | — | — | 987 |
| FOS | 2021-H2 | 66.6% | — | — | 917 |
| FOS | 2021-H1 | 71.2% | — | — | 1,585 |
Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.