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Advanced Payment Solutions Limited

Financial Ombudsman decision DRN-3722852 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Fri Sep 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Service failure

In the Ombudsman’s words

APS attempted what’s known as a “chargeback” to claim a refund for Mr H.Card dispute or chargeback
APS’s overall handling of the dispute caused Mr H unnecessary annoyance and frustrationService failure

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3722852.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.