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Clydesdale Financial Services Limited
Financial Ombudsman decision DRN-3689029 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Oct 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
no credit checks were carried out by BPF to assess Mr M’s creditworthiness or whether the lending was affordable for himIrresponsible lending
Business D misrepresented the contract to Mr and Mrs MProduct mis-sold
Rules cited
Consumer Credit Act 1974, FCA DISP (Dispute Resolution), Financial Services and Markets Act 2000
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3689029.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.