Lloyds Bank PLC

Financial Ombudsman decision DRN-3688286 Upheld

Upheldoutcome, as published by the Ombudsman

£400redress stated in the decision

Tue Dec 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Credit file reporting

In the Ombudsman’s words

Lloyds carried out a review of Mr U’s accounts. As it was unhappy with the way he was operating his accounts, it took the commercial decision to close them.Account closed or refused

It also loaded a fraud marker against his name using the Synectics Solutions databaseCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3688286.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.