MONZO BANK LIMITED
Financial Ombudsman decision DRN-3662643 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Oct 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
APP scam refund refused, Card dispute or chargeback
In the Ombudsman’s words
Mr S complains that Monzo Bank Ltd will not refund card payments he believed were going to a legitimate trading company which he says turned out to be a scam.APP scam refund refused
Chargeback is an entirely voluntary scheme, which means banks are under no formal obligation to raise a chargeback claim.Card dispute or chargeback
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3662643.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.