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GE Money Consumer Lending Limited

Financial Ombudsman decision DRN-3501876 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Oct 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

they also said GE Money didn’t carry out a proper affordability or income assessment for Mr and Mrs S before lending to themIrresponsible lending
they said Business A misrepresented the timeshare to them during the saleProduct mis-sold

Rules cited

Consumer Credit Act 1974, FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3501876.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.