HSBC UK Bank Plc
Financial Ombudsman decision DRN-3498211 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Jul 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Account closed or refused, Credit file reporting
In the Ombudsman’s words
when it applied it was declinedAccount closed or refused
HSBC had K’s agreement as part of the application for any credit searches. And it was obliged to report information accurately to credit reference agencies.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3498211.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.