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Sainsbury's Bank Plc
Financial Ombudsman decision DRN-3494078 Upheld
Upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Wed Sep 07deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Card dispute or chargeback, Complaint handling
In the Ombudsman’s words
Mr E complains that Sainsbury’s Bank plc (Sainsburys) wrongly advised him his credit card limit was near its limitCard dispute or chargeback
Sainsbury’s credited Mr E’s credit card with £25 compensation to reflect the inconvenience of its call times.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3494078.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.