HSBC UK Bank Plc
Financial Ombudsman decision DRN-3274197 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 14deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Product mis-sold
In the Ombudsman’s words
the interest he incurred on his overdraft has contributed to his financial difficultiesCharges and fees
he felt he had been misinformed about his overdraft facilityProduct mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3274197.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.