NewDay Ltd

Financial Ombudsman decision DRN-3089981 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Nov 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Credit file reporting

In the Ombudsman’s words

Mr G complains that NewDay Ltd trading as Aqua is holding him responsible for an account that he didn’t open.Unauthorised transaction

To remove the reporting of this debt and a related default from any third parties including credit reference agencies.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3089981.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.