National Westminster Bank Plc

Financial Ombudsman decision DRN-3085624 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Nov 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Charges and fees

In the Ombudsman’s words

Mr W has complained that National Westminster Bank Plc (“NatWest”) acted irresponsibly by accepting him for an overdraft and increasing the limit.Irresponsible lending

thought that NatWest acted unfairly when it continued charging overdraft fees from 26 July 2016.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3085624.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.