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GE Money Consumer Lending Limited

Financial Ombudsman decision DRN-3026194 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Sun Apr 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

Mr and Mrs H says it was irresponsible of GE Money to provide this loan and proper credit checks were not carried out.Irresponsible lending
Mr and Mrs H said that C misrepresented the product to them at the point of saleProduct mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3026194.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.