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Barclays Bank Plc

Financial Ombudsman decision DRN-3026157 Not upheld

Not upheldoutcome, as published by the Ombudsman
£9,825redress stated in the decision
Fri Jun 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Complaint handling

In the Ombudsman’s words

he says: “the salesman suggested that we upgrade from Silver to Gold Membership by purchasing 17,000 points at a cost of £3.07 per point”; but he then: “… agreed that we could buy 13,000 instead of [17,000] points at £1 each and we signed the documents to that effect”; “we were persuaded to purchase the points believing that we were paying about 60% less than they were worth”Product mis-sold
it also credited £25 to his account because it hadn’t followed the correct complaint processComplaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3026157.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.