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Bank of Scotland Plc
Financial Ombudsman decision DRN-2902783 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 13deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs E has complained about overdrafts Bank of Scotland plc (trading as “Halifax”) provided to her. She says she was provided with overdrafts valued at nearly £6,000.00 without checking the affordability and her income.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2902783.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.