PDL Finance Limited
Financial Ombudsman decision DRN-2857511 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 09deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr W complains that PDL Finance Limited trading as Mr Lender was irresponsible to lend him money he couldn’t afford to pay back.Irresponsible lending
So all entries about loans 8, 10 and 11 (as well as loans 6, 7 and 9 as Mr Lender said it would do) should be removed from Mr W’s credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2857511.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.