Firms › Halifax Limited ›
Halifax Limited
Financial Ombudsman decision DRN-2785833 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Jun 24deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I consider that any chargeback claim made by Halifax would have been defended by the garage and that there wasn’t a reasonable prospect of a successful chargeback claim in these circumstances – so I’m not persuaded that Halifax acted incorrectly by not making a chargeback claim for Miss P’s payment to the garageCard dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2785833.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.