Halifax Limited

Financial Ombudsman decision DRN-2757791 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon May 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Mortgage administration

In the Ombudsman’s words

Halifax shouldn’t have lent an interest only mortgage to Mr M, who was in his 70s at the time, and failed to carry out checks on the repayment vehicle for the mortgage.Product mis-sold

Halifax failed to provide redemption statements.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2757791.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.