Lloyds Bank PLC

Financial Ombudsman decision DRN-2708336 Upheld

Upheldoutcome, as published by the Ombudsman

£12redress stated in the decision

Thu Apr 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

He paid late fees and interest on the new account.Charges and fees

His credit file was affected.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2708336.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.