Lloyds Bank PLC

Financial Ombudsman decision DRN-2705117 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Jun 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Card dispute or chargeback

In the Ombudsman’s words

Mr C complains that Lloyds Bank PLC has unfairly recorded a marker at CIFAS, the national fraud database.Credit file reporting

Mr C had raised 45 chargeback claims for multiple transactions using his debit card.Card dispute or chargeback

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2705117.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.