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Financial Ombudsman decision DRN-2441915 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Sun Jan 17deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Support for vulnerable customers
In the Ombudsman’s words
applying deferred interest to his account when he missed the deadline to pay a balance for a buy now pay later promotion (BNPL)Charges and fees
due to existing medical conditions, which affect his memory and concentrationSupport for vulnerable customers
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2441915.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.