Sainsbury's Bank Plc

Financial Ombudsman decision DRN-2433964 Not upheld

Not upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Mon Jan 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

the fees and interest were charged correctlyCharges and fees

Sainsburys had applied a default and there was an outstanding balance of £78 on her credit cardCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2433964.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.