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Tesco Personal Finance Limited
Financial Ombudsman decision DRN-2290660 Upheld
Upheldoutcome, as published by the Ombudsman
£875redress stated in the decision
Mon Oct 25deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Card dispute or chargeback, Product mis-sold
In the Ombudsman’s words
Tesco said it wouldn’t raise a chargeback with the card scheme because it didn’t think there was any prospect of success.Card dispute or chargeback
She was persuaded that N had misrepresented its services to Miss P and it would therefore be fair for Tesco to refund her.Product mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2290660.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.