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Habib Bank Zurich Plc
Financial Ombudsman decision DRN-2090664 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Sep 14deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Service failure
In the Ombudsman’s words
applied unfair charges to their account without giving them prior noticeCharges and fees
Habib Bank’s failure to send an email amounts to poor customer serviceService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2090664.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.