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HSBC UK Bank Plc

Financial Ombudsman decision DRN-2006041 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jan 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Complaint handling

In the Ombudsman’s words

HSBC says it suggested he contacted its chargeback teamCard dispute or chargeback
I can see that it could have considered a section 75 claim, but in any event, I can see no basis for such a claim being successful.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2006041.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.