Bank of Scotland Plc

Financial Ombudsman decision DRN-1640855 Not upheld

Not upheldoutcome, as published by the Ombudsman

£99redress stated in the decision

Mon Nov 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates

In the Ombudsman’s words

The complaint Mr and Mrs M complain that Bank of Scotland plc, trading as Halifax, should’ve told them sooner that they could switch their mortgage account to a lower interest rate.Interest and rates

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1640855.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.