HSBC UK Bank Plc
Financial Ombudsman decision DRN-1629427 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr T complains that HSBC UK Bank Plc irresponsibly lent him two loans that he couldn’t afford to repay.Irresponsible lending
He also said HSBC had charged him excessive fees for going over his agreed overdraft.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1629427.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.