BankConductIndex

Firms › Shop Direct Finance Company Limited ›

Shop Direct Finance Company Limited

Financial Ombudsman decision DRN-1147363 Not upheld

Not upheldoutcome, as published by the Ombudsman
£30redress stated in the decision
Thu Feb 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees

In the Ombudsman’s words

SDFC has acknowledged it charged interest incorrectly, and says it will refund this plus £30 compensation.Charges and fees

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-1147363.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.