BankConductIndex

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Close Brothers Limited

Legal entity: Close Brothers Limited

FCA register status: Authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.

Companies House 00195626

318banking decisions
46.2%uphold rate
171not upheld

Beyond banking

The figures above cover this firm’s banking, credit and mortgage decisions only. The Ombudsman also decided complaints about it in other sectors, which behave differently and are kept separate rather than averaged in.

SectorDecisionsUphold rate
Banking, credit and mortgages — shown above31846.2%
Insurance (excluding PPI)13—
Payment protection insurance9—
Investments and pensions1—

What this firm loses on

IssueDecisionsUpheldUphold rate
Credit file reporting643960.9%
Charges and fees391948.7%
Product mis-sold332266.7%
Irresponsible lending26311.5%
Service failure191368.4%
Complaint handling17423.5%
Treatment in financial difficulty17741.2%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FCA2025-H2
2025-02-01 to 2025-07-31
0.0%377381—
FCA2025-H1
2024-08-01 to 2025-01-31
60.5%162172—
FCA2024-H2
2024-02-01 to 2024-07-31
61.4%310295—
FCA2024-H1
2023-08-01 to 2024-01-31
59.6%347349—
FCA2023-H2
2023-02-01 to 2023-07-31
65.0%408408—
FCA2023-H1
2022-08-01 to 2023-01-31
58.2%355354—
FCA2022-H2
2022-02-01 to 2022-07-31
56.3%182183—
FCA2022-H1
2021-08-01 to 2022-01-31
35.7%112112—
FOS2025-H226.9%——668
FOS2025-H127.6%——1,104
FOS2024-H237.0%——1,749
FOS2024-H142.3%——1,534
FOS2023-H250.4%——476
FOS2023-H144.9%——354
FOS2022-H246.7%——236
FOS2022-H144.4%——193

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.