BankConductIndex

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Aviva Life & Pensions UK Limited

Legal entity: Aviva Life & Pensions UK Limited

FCA register status: Authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.

Companies House 03253947, incorporated September 1996

26banking decisions
—uphold rate (too few to publish)
25not upheld

Only 26 decisions carry a recorded outcome for this firm. That is too few to publish a rate, so none is shown — a percentage over a handful of cases would be noise presented as a finding.

Beyond banking

The figures above cover this firm’s banking, credit and mortgage decisions only. The Ombudsman also decided complaints about it in other sectors, which behave differently and are kept separate rather than averaged in.

SectorDecisionsUphold rate
Investments and pensions91130.8%
Insurance (excluding PPI)27324.2%
Banking, credit and mortgages — shown above26—
Payment protection insurance2—

What this firm loses on

IssueDecisionsUpheldUphold rate
Product mis-sold1317.7%
Mortgage administration1100.0%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FOS2025-H2———6
FOS2025-H1———1
FOS2024-H2———1
FOS2023-H1———1
FOS2022-H1———1
FOS2021-H2———1

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.