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National Westminster Bank Plc
Financial Ombudsman decision DRN9898098 Not upheld
Not upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Tue Apr 07deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Product mis-sold
In the Ombudsman’s words
Mr K complains that National Westminster Bank Plc (‘NatWest’) has treated him unfairly over his mortgage arrears.Treatment in financial difficulty
I do not think that NatWest mis-sold Mr K’s mortgage – it was not an advised sale and Mr K chose the product so that it could link in to his business account.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9898098.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.