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Harvey & Thompson Limited
Financial Ombudsman decision DRN9892507 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri May 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I believe Mr Z didn’t apply for this loan. As H&T Finance has no contractual agreement with him, they can’t place information about this loan on Mr Z’s credit record. All data about this agreement will need to be removed.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9892507.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.