Lloyds Bank PLC

Financial Ombudsman decision DRN9819240 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri May 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

default marker for non-repayment removed from her credit fileCredit file reporting

She only agreed to the joint loan as he said that he would take her name off it after a few repayments.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9819240.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.