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National Westminster Bank Plc
Financial Ombudsman decision DRN9686514 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Your application will be assessed using credit reference agency records relating to anyone with whom you have a joint account or similar financial association. If this is a joint account and such a link does not already exist then one may be created now.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9686514.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.