Nationwide Building Society

Financial Ombudsman decision DRN9685883 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Aug 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

Ms B’s credit file reflects the fact that she exceeded her overdraft limit. So I’m satisfied the information Nationwide reported is accurate.Credit file reporting

But agreed they’d given Ms B misleading information about how her plan would be displayed on her credit file.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9685883.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.