Paragon Finance Plc
Financial Ombudsman decision DRN9628553 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
Paragon has a duty to accurately report missed payments and defaults to credit referencing agencies.Credit file reporting
Paragon investigated this and did agree to remove the default.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9628553.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.