Lloyds Bank PLC

Financial Ombudsman decision DRN9562945 Upheld

Upheldoutcome, as published by the Ombudsman

£150redress stated in the decision

Mon Nov 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

remove the default from Mr K’s credit fileCredit file reporting

Mr K has complained about Lloyds Bank PLC’s decision to default his credit card account.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9562945.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.