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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN9472499 Not upheld
Not upheldoutcome, as published by the Ombudsman
£35redress stated in the decision
Thu Mar 12deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Credit file reporting
In the Ombudsman’s words
a reduced payment plan was agreedTreatment in financial difficulty
Mrs E’s credit file is an accurate record of the conduct of the accountCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9472499.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.