HSBC Bank plc

Financial Ombudsman decision DRN9341795 Upheld

Upheldoutcome, as published by the Ombudsman

£758redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Payment delayed or failed

In the Ombudsman’s words

failed to lend responsibly to Mr and Mrs W’s company whose liabilities they guaranteedIrresponsible lending

delayed offering Mr and Mrs W a mortgage which meant they incurred duplicate legal fees and costsPayment delayed or failed

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9341795.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.