Lloyds Banking Group Plc

Financial Ombudsman decision DRN9334070 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Sun Feb 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Complaint handling

In the Ombudsman’s words

Mr F complains that Lloyds Bank PLC wouldn’t give him a loan to pay off his overdraft.Irresponsible lending

I do agree with our investigator that Lloyds could’ve provided a better service to Mr F.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9334070.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.