Uncle Buck Finance LLP

Financial Ombudsman decision DRN9049431 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jul 07deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Relying on what Mr D said about his outgoings without carrying out more robust checking was irresponsible.Irresponsible lending

remove any adverse information recorded about the refunded loans from Mr D’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9049431.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.