WDFC UK Limited

Financial Ombudsman decision DRN8930618 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Fri Jul 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr W complains that WDFC UK Limited (trading as Wonga.com) didn’t carry out proper affordability checks before granting him numerous payday loans.Irresponsible lending

To remove any information on Mr W’s credit file relating to any loans taken out on or after 4 October 2011Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8930618.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.