MBNA Limited

Financial Ombudsman decision DRN8760984 Not upheld

Not upheldoutcome, as published by the Ombudsman

£1,250redress stated in the decision

Fri Oct 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr C says that MBNA Limited (MBNA) failed to register a default against him after he missed payments to his account in 2008 and 2009. As a result, he believes his credit file contains adverse informationCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8760984.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.