MEM Consumer Finance Limited

Financial Ombudsman decision DRN8473113 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Dec 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr H complains that MEM Consumer Finance Limited (trading as Payday UK) didn’t carry out proper checks and irresponsibly lent him money.Irresponsible lending

The information recorded by Payday UK on Mr H’s credit file is accurate and he can’t ask it to remove it.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8473113.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.