Amigo Loans Ltd

Financial Ombudsman decision DRN8281549 Not upheld

Not upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Fri Mar 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Mr R complains that Amigo Loans Ltd lent him money irresponsibly because they failed to conduct a proper affordability check before the loan was agreed.Irresponsible lending

I’ve also considered how Amigo treated Mr R when he was unable to make his loan repayments.Treatment in financial difficulty

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8281549.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.