1st Credit Limited
Financial Ombudsman decision DRN8218316 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Dec 09deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Credit file reporting
In the Ombudsman’s words
Mr O has complained 1st Credit Limited sent him a default notice in August 2015 asking him to pay off all of his arrearsTreatment in financial difficulty
they never applied the default to Mr O’s credit recordCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8218316.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.