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Clydesdale Financial Services Limited

Financial Ombudsman decision DRN8073530 Upheld

Upheldoutcome, as published by the Ombudsman
£4,850redress stated in the decision
Mon May 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

I also expect them to amend Mr N’s credit record to show that he never entered this agreement.Credit file reporting
I believe that the availability of the grant was misrepresented to Mr N and I am satisfied this was a key aspect leading Mr N to purchase the boiler.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8073530.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.