Wave Lending Limited

Financial Ombudsman decision DRN7910599 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Sep 21deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

He says that any checks on his income would have revealed that it was insufficient to cover the mortgage payments and the loan would not have been approved.Irresponsible lending

Mr V complains that Wave Lending Limited mis-sold a mortgage to him.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7910599.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.