Sunny Marketing Ltd
Financial Ombudsman decision DRN7793596 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Oct 19deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr M complains that Elevate Credit International Limited (trading as Sunny) lent him money without carrying out adequate affordability checks.Irresponsible lending
The adjudicator recommended that Mr M’s complaint be upheld in part. She asked Sunny to remove any negative information about loan five from Mr M’s credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7793596.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.