Lloyds Bank PLC

Financial Ombudsman decision DRN7510532 Not upheld

Not upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Thu May 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Mr R told Lloyds he had money problems and agreed to two separate reduced payment plans for the debt on his credit card.Treatment in financial difficulty

Mr R complains he didn’t know that Lloyds Bank plc had put a default notice on his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7510532.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.