Kapama Limited

Financial Ombudsman decision DRN7485284 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Oct 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr C told us that the £100 loan was provided by the previous company at a time when he was in financial difficulties. He said it was the sixth small loan taken from the same company over six months and it was unaffordable for him.Irresponsible lending

He wants his debt written off and removed from his credit file. He’s also unhappy that a default was recorded on his file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7485284.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.